{"id":6464,"date":"2025-06-13T07:07:37","date_gmt":"2025-06-13T07:07:37","guid":{"rendered":"https:\/\/usatrustedlawyers.com\/blog\/federal-judge-rejects-experians-efforts-to-reinstate-favorable-fcra-ruling\/"},"modified":"2025-06-13T07:07:37","modified_gmt":"2025-06-13T07:07:37","slug":"federal-judge-rejects-experians-efforts-to-reinstate-favorable-fcra-ruling","status":"publish","type":"post","link":"https:\/\/usatrustedlawyers.com\/blog\/federal-judge-rejects-experians-efforts-to-reinstate-favorable-fcra-ruling\/","title":{"rendered":"Federal Judge Rejects Experian&#8217;s Efforts to Reinstate Favorable FCRA Ruling"},"content":{"rendered":"\n<div data-v-1c1aa57e=\"\">\n<div data-v-1c1aa57e=\"\">\n<p>A federal judge in Illinois declined to reconsider Experian&#8217;s summary judgment request, concluding the court was allowed to revisit the parties&#8217; Fair Credit Reporting Act lawsuit. <\/p>\n<\/div>\n<p>  <!----> <!----> <!----><\/p>\n<div data-v-1c1aa57e=\"\">\n<p>On <a href=\"https:\/\/assets.alm.com\/1a\/de\/f79650c745968803dc3d43194449\/show-temp-4.pdf\" target=\"_blank\" link-data=\"{\" cms.site.owner=\"\" rel=\"nofollow noopener\">Tuesday<\/a>, U.S. District Judge Virginia M. Kendall of the Northern District of Illinois denied a motion by Experian Information Solutions to reconsider a March order denying the defendant&#8217;s summary judgment motion. Kendall concluded Experian failed to show that there wasn&#8217;t a genuine dispute of material fact regarding whether Experian acted willfully in failing to include a statement of dispute in Jeffrey Chaitoff&#8217;s credit file. Experian argued that the court was barred from readdressing whether its conduct was willful or not under the U.S. Supreme Court&#8217;s 2007 ruling in <i>Safeco Insurance Co. of America v. Burr<\/i>, in which the court determined that willful violations under the Fair Credit Reporting Act (FCRA) also include those committed in reckless disregard for the law. <\/p>\n<\/div>\n<p> <!----> <!----> <!----> <!----><\/div>\n","protected":false},"excerpt":{"rendered":"<p>A federal judge in Illinois declined to reconsider Experian&#8217;s summary judgment request, concluding the court was allowed to revisit the parties&#8217; Fair Credit Reporting Act lawsuit. On Tuesday, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":6465,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[2104,6289,3423,6290,554,423,5507,697,686],"class_list":["post-6464","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lawyers","tag-efforts","tag-experians","tag-favorable","tag-fcra","tag-federal","tag-judge","tag-reinstate","tag-rejects","tag-ruling"],"_links":{"self":[{"href":"https:\/\/usatrustedlawyers.com\/blog\/wp-json\/wp\/v2\/posts\/6464","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/usatrustedlawyers.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/usatrustedlawyers.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/usatrustedlawyers.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/usatrustedlawyers.com\/blog\/wp-json\/wp\/v2\/comments?post=6464"}],"version-history":[{"count":0,"href":"https:\/\/usatrustedlawyers.com\/blog\/wp-json\/wp\/v2\/posts\/6464\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/usatrustedlawyers.com\/blog\/wp-json\/wp\/v2\/media\/6465"}],"wp:attachment":[{"href":"https:\/\/usatrustedlawyers.com\/blog\/wp-json\/wp\/v2\/media?parent=6464"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/usatrustedlawyers.com\/blog\/wp-json\/wp\/v2\/categories?post=6464"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/usatrustedlawyers.com\/blog\/wp-json\/wp\/v2\/tags?post=6464"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}